START a “I FUND ME” Today. September is National Life Insurance Awareness Month, and a growing number of bikers are being fatally killed senselessly because of distracted drivers; rider errors are staggering…leaving families with the tools to keep the family together! PLEASE READ THIS SCENARIO and get some quotes on this necessary part of your riding. #bikerdown #BikersLivesMatter #bikerslivesmatterco
BIKER STORY
She’s 34, he’s 37. Three kids (under 12). Combined income $84,000. $225,000 left to pay on their home. 1 bike payment and 1 car payment (SUV for kids)
He heads out riding on Saturday morning and is t-boned by a car making a left turn, and the driver flees the scene. He goes to the hospital and passes away before she can get there. She doesn’t get a chance to say goodbye, except for the kiss and I love you she said before he left.
He owned his own business; they have NO LIFE insurance and no benefits. The only asset they have is the house which she will have to sell and move the kids into an apartment. She is/was a stay-at-home mom who only worked part-time, and doesn’t have a lot of computer skills to re-enter the workplace and pay for child care. The family is scrambling for funeral/burial expenses. Parents live out-of-state and are retired.
On $35,000, she raises 3 kids and still has to pay for daycare, rent and auto insurance, food, clothing, co-pays on medical and dental, gas, etc, etc. And the wild card is health insurance – what if her portion of the premiums goes up or she has to change jobs?
What do vacations and saving for college look like in this scenario? Different? Or not at all! She still has 30 years to go until retirement. Probably more now.
This is National Life Insurance Awareness Month because of the very typical situation I described.
If you have a spouse, children, and even a family, it is so important to look into life insurance of some sort for your family in the event of your death. We, as riders, have a responsibility to not leave our loved ones alone and struggle to raise our family. Motorcycle riding is an expensive hobby, but one that we all love. We can modify some of our expenditures for our bike and put them towards our family plan.
Is it expensive? $20-$30 a month, if you’re in good health, can buy $250,000 or more from a company that has the assets to survive the next recession or even a depression (be wary of companies you’ve never heard of before who put your premiums into risky things to save you $5).
Companies life Aflac or even AAA offer great life insurance options that are affordable to family.
It probably won’t happen to you. But on the other hand, there are a half-million GoFundMe accounts for that very thing.
Start a policy today and call your life insurance A “I Fund Me.”
September is National Life Insurance Awareness Month
